Optional extras
As well as car insurance, you can choose from a broad range of optional extras to enhance your cover. These include:
- Green Assist breakdown cover
- Keep motoring replacement hire car
- Personal accident
- Green Assist foolproof
Terms and conditions apply to all of the products mentioned here. We will of course give full details when you buy, but you can also look at the policy wordings by clicking here.
Green Assist Breakdown Cover
Green Assist offers you great value vehicle breakdown cover. You can choose between our Roadside or Recovery packages and the table below shows the main differences between each product.
To make it that bit greener, we offset the carbon emissions of any recovery vehicles that are used when providing assistance for our customers.
| Service | Green-Assist Roadside | Green-Assist Recovery |
|---|---|---|
| Roadside Repairs |  |
|
| Vehicle Recovery - Local (Within 20 miles) |
|
|
| Home start |  |
|
| Vehicle Recovery - to your intended destination | |
|
With Green Assist you can expect:
- Over 5,000 qualified mechanics on a nationwide basis, all available 24 hours a day, 365 days a year
- Female driver priority – lone females and/or with children will receive priority from the breakdown service
- Recovery for a caravan or trailer if you are towing it.
- Cover for the car not the driver, so anyone using your car will be covered.
- £10 cashback – if a mechanic is not there within 1 hour you can claim £10 cashback – it’s our way of saying sorry
- An emergency message service is available for you to inform friends, family or associates that a problem has arisen (limited to 2 messages)
- Optional European Breakdown Cover at a competitive price.
To buy or for more information, please call us on 0845 272 7604.
Keep Motoring replacement hire car
Keep Motoring would be best described as an extended courtesy car product. You may not be aware but most car insurance policies only provide a courtesy car if you have comprehensive cover and only if the car is repairable.
If you purchase Keep Motoring, you will receive a small hire car for up to 14 days following a total loss or a theft or attempted theft claim, which results in your car being undriveable. Our standard courtesy car doesn’t cover these situations.
Even if you only have third party or third party fire & theft car insurance where no courtesy car is included, you can buy Keep Motoring.
To buy Keep Motoring you must be aged between 18 and 78 and hold a full UK driving licence.
Personal accident
It's never something that we want to think about but accidents happen, particularly road accidents. What would happen if you or one of your passengers suffered a serious injury – how would you cope financially? Personal Accident cover quite simply pays out a lump sum of cash up to £30,000 for death or bodily injury caused by a road traffic accident.
Some limited cover is included in our comprehensive motor insurance policy but the table below compares the cover that you get.
| Covered | Standard Cover with Comprehensive motor policy | Upgraded Personal Accident |
|---|---|---|
Death |
£2,500 |
£30,000 |
Total loss of one or both hands or feet |
£1,500 |
£30,000 |
Permanent total blindness in one or both eyes |
£1,500 |
£30,000 |
Permanent total loss of hearing in one ear |
Not covered |
£7,500 |
Permanent total loss of hearing in both ears |
Not covered |
£30,000 |
If you take the Personal Accident policy, both the standard cover and the increased cover apply, for example, if you lost a foot due to an accident, you can claim £1,500 from your motor insurer and a further £30,000 from the Personal Accident cover. Giving you a total of £31,500 compensation.
You must be aged under 81 to purchase Personal Accident.
Green-Assist Foolproof
This cover is designed to protect you from some of the small accidents we have when running our vehicles, such as putting the wrong fuel into your car or running out of fuel while you are still driving.
Save yourself the embarrasment of having to phone a friend - Foolproof offers a 24 hour control centre and roadside assistance to help get you out of these sticky situations.
You are covered for up to £350 and can have up to two call outs per year.