The Green Insurance Company

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What we cover

We offer the following levels of car insurance cover for you to choose from:

Comprehensive Insurance Cover

This covers you and your vehicle for any accident whether it was your fault or not. So if the worst happens, you can relax, knowing you are fully covered for:

  • Damage to your car caused in an accident
  • Loss of or damage to your car caused by fire, theft or vandalism
  • Repair or replacement of broken glass in your car
  • Damage to vehicles or property belonging to other people
  • Injury to other people

Third party fire and theft (TPF&T)

This covers you and your vehicle if it is stolen or bursts into flames. If you are in an accident and it's your fault, you are covered for injury to third parties and damage to their  car or property.

Third party only (TPO)

This covers you for injury to third parties and damage to their car or property.

Policy benefits

The table below shows the main benefits that we offer under each type of cover.  In addition, we also offer other green benefits such as 100% carbon offset of your car’s emissions at no extra cost.  Hence why we are called The Green Insurance Company. Terms and conditions apply to all of the benefits listed and full details can be found in the policy booklet.

Policy Benefits

Cover Limit

COMP

TPFT

TPO

Accidental damage cover Market value

tick

cross

cross

Accident – emergency accommodation Up to £50 per person (max £250) if you cannot get home

tick

cross

cross

Theft of audio equipment Unlimited if your cover is comprehensive and fitted as standard.  If Third Party Fire & theft or not fitted as standard, cover is limited to £300.

tick

tick

cross

Fire & theft damage cover Market value

tick

tick

cross

Third party liability cover including whilst towing £20,000,000 for third party property damage claims. 

tick

tick

tick

Glass cover Unlimited cover if you use an approved windscreen repairer subject to a £75 excess.
Otherwise, a limit of £100 applies after taking off  the £75 excess.

tick

cross

cross

New vehicle replacement Must be registered by policyholder as new and the car is less than 12 months old.

tick

cross

cross

Personal belongings cover A limit of £100 applies. 

tick

cross

cross

Medical expenses £100 per passenger

tick 

 cross

 cross

Personal accident cover A limit of £2,500 per person applies in the event of death.  A limit of £1,500 applies in the event of loss of limb or blindness. 

tick

cross

 cross

Free foreign use 90 days cover for countries in EU

tick

tick

tick

Guaranteed courtesy vehicle Provided an approved repairer is used, a courtesy vehicle will be provided while your vehicle is being repaired by them. 

tick

cross

cross

Accident repairs Pick up and return of vehicle. 
3 years guarantee on repairs. 
Vehicle cleaned and tidied.

tick

cross

cross