What we cover
We offer the following levels of car insurance cover for you to choose from:
Comprehensive Insurance Cover
This covers you and your vehicle for any accident whether it was your fault or not. So if the worst happens, you can relax, knowing you are fully covered for:
- Damage to your car caused in an accident
- Loss of or damage to your car caused by fire, theft or vandalism
- Repair or replacement of broken glass in your car
- Damage to vehicles or property belonging to other people
- Injury to other people
Third party fire and theft (TPF&T)
This covers you and your vehicle if it is stolen or bursts into flames. If you are in an accident and it's your fault, you are covered for injury to third parties and damage to their car or property.
Third party only (TPO)
This covers you for injury to third parties and damage to their car or property.
Policy benefits
The table below shows the main benefits that we offer under each type of cover. In addition, we also offer other green benefits such as 100% carbon offset of your car’s emissions at no extra cost. Hence why we are called The Green Insurance Company. Terms and conditions apply to all of the benefits listed and full details can be found in the policy booklet.
Policy Benefits |
Cover Limit |
COMP |
TPFT |
TPO |
| Accidental damage cover | Market value |
|
|
|
| Accident – emergency accommodation | Up to £50 per person (max £250) if you cannot get home |
|
|
|
| Theft of audio equipment | Unlimited if your cover is comprehensive and fitted as standard. If Third Party Fire & theft or not fitted as standard, cover is limited to £300. |
|
|
|
| Fire & theft damage cover | Market value |
|
|
|
| Third party liability cover including whilst towing | £20,000,000 for third party property damage claims. |
|
|
|
| Glass cover | Unlimited cover if you use an approved windscreen repairer subject to a £75 excess. Otherwise, a limit of £100 applies after taking off the £75 excess. |
|
|
|
| New vehicle replacement | Must be registered by policyholder as new and the car is less than 12 months old. |
|
|
|
| Personal belongings cover | A limit of £100 applies. |
|
|
|
| Medical expenses | £100 per passenger |
|
|
|
| Personal accident cover | A limit of £2,500 per person applies in the event of death. A limit of £1,500 applies in the event of loss of limb or blindness. |
|
|
|
| Free foreign use | 90 days cover for countries in EU |
|
|
|
| Guaranteed courtesy vehicle | Provided an approved repairer is used, a courtesy vehicle will be provided while your vehicle is being repaired by them. |
|
|
|
| Accident repairs | Pick up and return of vehicle. 3 years guarantee on repairs. Vehicle cleaned and tidied. |
|
|
|
